Japan is a country where modernity and tradition exist side by side—but when it comes to money, cash still plays a major role. Whether you’re buying snacks at a street vendor, shopping at a small family-run store, or entering a shrine, having yen on hand will make your travels smoother.
So where—and when—should you get Japanese cash?
Here’s everything you need to know, including why we recommend getting yen before you land in Japan, and what your options are if you can’t.
📷 If your travels bring you to Kyoto consider booking a tour or photography session with us!
✈️ Why You Should Get Yen Before You Arrive in Japan
After a long international flight, the last thing you want to do is navigate a foreign airport in search of a currency exchange or ATM. If your flight arrives late, or you’re feeling jet-lagged and disoriented, it can be stressful.
Bringing some yen with you gives you:
- A smoother arrival—no need to find an ATM or exchange counter right away
- The ability to pay for transport, food, or other small expenses
- A safety net in case your credit/debit card doesn’t work or isn’t accepted
- Less stress and more freedom from the moment you step off the plane
✅ We recommend exchanging yen at your departure airport before flying. It’s not always the best exchange rate, but it’s convenient, safe, and gives you peace of mind.
💱 Where to Get the Best Exchange Rates
Here’s how the main options compare, depending on your timing and location:
🏦 1. Your Bank at Home (Advance Order)
- Pros: Competitive rates, secure, reliable
- Cons: May take 3–7 business days to process
- Best for: Travelers who plan ahead
Many banks allow you to order foreign currency online or by phone and pick it up at a local branch. This is often one of the best value options.
🛫 2. Currency Exchange at Your Departure Airport
- Pros: Convenient, no stress after arrival
- Cons: Slightly lower rates than banks, but still reasonable
- Best for: Last-minute exchangers who want cash in hand when they land
If you didn’t plan ahead, this is the most balanced and traveler-friendly option. You can exchange a modest amount for your first few days in Japan and decide later if you need more.
✨ Many international airports have multiple currency exchange counters. Rates can vary slightly, so it’s worth comparing two if you have time.
🏧 3. ATMs in Japan (After Arrival)
- Pros: Widely available, 24/7 at airports, convenience stores, post offices
- Cons: Varying exchange rates and foreign transaction fees
- Important: Not all cards work—check with your bank and enable international withdrawals
7-Eleven ATMs, Japan Post Bank, and Lawson ATMs are usually the most reliable for international cards.
If you choose this route, we recommend withdrawing larger amounts less frequently to minimize fees.
💱 4. Currency Exchange in Japan
It’s certainly possible to exchange cash at Japanese airports or in the city, especially in tourist areas like Shinjuku, Kyoto Station, or Dotonbori. However:
- Rates at airport counters in Japan are often less favorable
- Some locations may charge a service fee or commission
- Opening hours can be limited, especially in smaller cities
- Language barriers may occasionally cause confusion
📝 If you exchange yen in Japan, we recommend doing so only when necessary, and preferably at major airports like Narita, Haneda, or Kansai, where services are more tourist-friendly.
📊 Quick Comparison Table
| Method | Exchange Rate | Convenience | Recommended for |
|---|---|---|---|
| Bank at home | ✅ Best | ⭐⭐ | Early planners |
| Departure airport exchange | ✅ Good | ⭐⭐⭐ | Most travelers |
| Japanese ATM | ⚠️ Varies | ⭐⭐ | Backup/tech-comfortable users |
| Exchange in Japan | ❌ Less favorable | ⭐ | If you forgot or need more |
🧳 Final Travel Tips
- 💳 Notify your bank before traveling to avoid card blocks
- 🏧 Use 7-Bank, Japan Post, or Lawson ATMs for best reliability
- 💼 Keep some small change for coin lockers, local buses, or vending machines
- 📲 Use an IC card (like Suica or Pasmo) for convenient cashless travel—but load it with yen first!
- ✈️ Prepare a currency pouch or zippered wallet just for yen—organizing helps
✨ Conclusion
While it’s possible to exchange money after arriving in Japan, doing so before you leave—at your home bank or departure airport—can make your arrival smoother and less stressful.
Starting your journey with some yen in your wallet means starting your trip with confidence.
Travel smart. Plan ahead. And enjoy everything Japan has to offer—with no ATM lines or language stress in sight.
🎥 For more travel tips and guides on all things Japan check out the PiQtour YouTube channel!
